Our programs
Let's Make Your Vision a Reality
Golden Global Capital makes the process of finding and getting the right financing for your business easy. Our clients enjoy our quick and streamlined process. Wherever you see your business going, we are here to help. Our team of experts can guide you through the different funding options and help you decide which solution works best for you and your business.
Business Working
Capital Loan
Equipment
Finance & Leasing
Cash Advance
Consolidation
Our Process
Apply In Minutes
Use our simple online application to submit your information to Golden Global Capital. If you need any help whatsoever, just give us a call at (914)359-6796
Meet your Account Manager
An expert, Account Manager will walk you through all the fine print and the requirements. This is to ensure you have all the information to make a decision.
Complete Your Agreements and Recieve Your Funds!
Once your funding package has been approved & closed, the lender will send funds to your account, or the vendors account. Get back to business.
See which of our funding program best fits you and your business
Business Working Capital Loan
Small business working capital loans are perfect for healthy businesses with steady revenue. Our working capital provides speed, simplicity, and versatility to meet the funding needs of any small business.
MAX FUNDING AMOUNT
$5,000 to $1 Million
FACTOR RATES
Starting at 1.11%
TERM
3 - 24 Months
SPEED
1-2 Business Days
Equipment Financing & Leasing
We know that obtaining business assets to bolster your business without restricting cash flow is a balancing act. The solution? Business equipment leasing and financing from Golden Global Capital. It only takes seconds to apply and have access to affordable payments and potential tax advantages.
MAX FUNDING AMOUNT
$5,000 to $1 Million
RATES
Starting at 4.99%
TERM
12-60 Months
SPEED
1-2 Business Days
Merchant Cash Advance
Our Merchant Cash Advance product provides a lump sum of cash in exchange for a percentage of the business's future revenue. With this flexible funding option, businesses can get the working capital they need quickly to invest in growth opportunities and other business expenses.
MAX FUNDING AMOUNT
$5,000 to $5 Million
TERM
2 - 18 Months
SPEED
1-2 Business Days
Line of Credit
Our Business Line of Credit is a flexible funding solution designed to help your business grow and succeed. With revolving credit, you can draw funds as needed and only pay interest on the funds you use. Plus, with prepayment benefits, you can pay off your balance early and save on interest. Whether you need to cover unexpected expenses or take advantage of growth opportunities, our Business Line of Credit has you covered.
Revolving Credit
Draw when you need and pay interest only on funds drawn.
Prepayment Benefits
Pay off early and reduce your cost
TERM
6 - 12 Months
SPEED
1-2 Business Days
Bank Term Loan
Our Bank Term Loan product provides a fixed amount of funding with a set repayment term and interest rate. This is an ideal option for businesses looking to make a larger investment in their operations or for those seeking to finance long-term projects. With predictable payments and a structured repayment schedule, our Bank Term Loan provides the stability and security businesses need to achieve their goals.
Requieres more paperwork to be in order
RATES
as low as 7%
TERM
2 - 5 years
SPEED
2 weeks
SBA Term Loan
Our SBA Term Loan product is a great option for small businesses looking for long-term financing. Backed by the Small Business Administration, this loan offers low interest rates and longer repayment terms than traditional bank loans. It can be used for a variety of purposes such as business expansion, equipment purchases, and working capital. With a streamlined application process and flexible eligibility requirements, the SBA Term Loan is an ideal solution for small businesses seeking affordable and reliable funding.
Requieres more paperwork to be in order
RATES
as low as 8.99%
TERM
10 years
SPEED
4 weeks
Commercial Real Estate Financing
Our Commercial Real Estate Financing products provide customized financing solutions for businesses looking to purchase, refinance, or develop commercial properties. With flexible terms and competitive rates, we help businesses of all sizes and industries to finance their real estate needs. Whether you're a seasoned investor or a first-time buyer, our expert team can help guide you through the financing process and find the best financing option that meets your business goals. Fix & Flips Mortgage
Invoice Factoring
Invoice Factoring is a financial solution that allows businesses to turn their outstanding invoices into immediate cash. It provides a quick and flexible way to access working capital, without the need for traditional lending. With Invoice Factoring, businesses can sell their outstanding invoices to a third-party (factoring company) at a discount in exchange for immediate cash. This enables businesses to improve their cash flow, accelerate growth, and take advantage of new opportunities.
Credit Repair
Our Credit Repair product offers personalized credit repair solutions to help improve your credit score and financial standing. Our team of experts will work with you to dispute any errors on your credit report and develop a personalized plan to help you achieve your financial goals. By doing so, you'll be able to qualify for better financing options, which can help you grow your business.
Employee Retention Tax Credit
Our Employee Retention Credit enrollment service is designed to help small businesses claim and maximize their eligible tax credits for retaining employees during the pandemic's challenging times. With our expert guidance and support, you can access significant tax credits that can help offset your payroll expenses, reduce your tax liability, and improve your bottom line. Don't miss out on this opportunity to get the financial assistance your business deserves while keeping your valued employees on board.
Blog
Enhancing Your Credit Score: A Comprehensive Guide
Credit scores play a significant role in our financial lives as they determine our ability to get loans, credit cards, apartments, cell phone contracts, and even jobs. Therefore, it’s essential to maintain a good credit score. If your credit score isn’t where you want it to be, don’t worry. In this article, we’ve compiled some tips to help you improve it
Review Your Credit Report
The first step to improve your credit score is to check your credit report to verify your spending and payment history and ensure its accuracy. It is essential to check your credit report regularly as mistakes are common. The three main credit bureaus to check are TransUnion, Equifax, and Experian, each having different credit information.
Identify Areas for Improvement
Several factors impact your credit score, such as payment history, debt to credit ratio, account age, types of accounts, and credit application history. Therefore, identifying where you need to make improvements is vital. For instance, if you have a few late payments, focus on making payments on time, and if you are carrying a lot of debt, pay off those accounts to increase your score.
Make On-Time Payments
Paying your bills on time is the single best way to improve your credit score. Payment history is the most significant factor affecting your score, comprising 35% of your credit score.
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Reduce Debt
The amount of credit you owe relative to the amount of credit you have impacts 30% of your credit score. You should keep your credit to debt ratio below 30%. Therefore, pay off those accounts quickly if you are carrying a lot of debt.
Avoid Applying for Too Much Credit at Once
Creditors check your credit report before deciding on lending you money or extending credit to you. Hard inquiries occur when a lender checks your credit, which lowers your score a few points. If you apply for multiple credit cards or loans in a short time, you may cause multiple hard inquiries, making creditors view you as a higher-risk customer.
Credit scores are not static, and you can always fix bad ones. Although it may take time, practicing good financial habits and diligence can improve your credit score, enabling you to have purchasing power to acquire what you want.
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